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Gratuity Calculator India 2026: Calculate Under Act 1972

June 15, 20263 min read
gratuity calculatorindia gratuity act 1972gratuity calculation formula

How to calculate gratuity India Act 1972 involves a straightforward formula: 15 days of last drawn salary for each completed year of service, with a maximum limit of ₹20 lakhs as of 2026. The calculation is based on the employee's last drawn salary and the number of years of service. For instance, an employee with 10 years of service and a last drawn salary of ₹50,000 per month would be eligible for a gratuity of ₹75,000.

Understanding the Gratuity Calculation Formula

The gratuity calculation formula under the Payment of Gratuity Act 1972 is: (15 * Last Drawn Salary * Number of Years of Service) / 26. This formula takes into account the employee's basic salary, dearness allowance, and other benefits. To calculate gratuity, you need to know the employee's last drawn salary and the number of years of service.

  • Last drawn salary: ₹50,000 per month
  • Number of years of service: 10 years
  • Gratuity: (15 * 50,000 * 10) / 26 = ₹75,000

Using a Gratuity Calculator Tool

A gratuity calculator tool can simplify the calculation process and provide accurate results. For example, the gratuity calculator tool on Formly Tools can help you calculate gratuity in just a few steps. You can also use the salary calculator tool to determine the employee's take-home salary and other benefits.

  • Enter the last drawn salary: ₹50,000 per month
  • Enter the number of years of service: 10 years
  • Get the gratuity amount: ₹75,000

Country Differences in Gratuity Calculation

Gratuity calculation differs from country to country. In the USA, for instance, there is no federal law that requires employers to pay gratuity to employees. In the UK, employers are not required to pay gratuity, but they may offer it as a discretionary benefit. In India, the Payment of Gratuity Act 1972 applies to all establishments with 10 or more employees.

  • USA: No federal law requires gratuity payment
  • UK: Employers may offer gratuity as a discretionary benefit
  • India: Payment of Gratuity Act 1972 applies to establishments with 10 or more employees

Frequently Asked Questions

What is the maximum limit of gratuity under the Payment of Gratuity Act 1972?

The maximum limit of gratuity under the Payment of Gratuity Act 1972 is ₹20 lakhs as of 2026. This limit applies to all establishments with 10 or more employees.

How is gratuity calculated under the Payment of Gratuity Act 1972?

Gratuity is calculated using the formula: (15 * Last Drawn Salary * Number of Years of Service) / 26. This formula takes into account the employee's basic salary, dearness allowance, and other benefits.

What is the difference between gratuity and bonus?

Gratuity is a payment made to an employee on retirement or resignation, while bonus is a payment made to an employee as a reward for their performance. You can use the bonus calculator tool to determine the bonus amount.

Can I use a gratuity calculator tool to calculate gratuity?

Yes, you can use a gratuity calculator tool to calculate gratuity. The gratuity calculator tool on Formly Tools can help you calculate gratuity in just a few steps. You can also use the free grammar checker tool to check the grammar and spelling of your documents.

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